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Business Insurance





One purchase to consider for your new business is the proper type of insurance. Many companies that offer personal home, car and life insurance also have commercial plans. You may receive a discount by adding another insurance plan under your established carrier. All clinicians must have malpractice insurance but other types exist as well including


  • General liability AKA "slip and fall" coverage
  • Professional Liability- group policies typically include liability insurance for the business and the individual 
  • Business Property Insurance
  • Errors and Omissions 
  • Auto Coverage- to cover driving clients around town
  • Dog Bite Coverage- if animal assisted therapy is used in the practice
  • Comprehensive Equine Liability- if equine therapy is used in the practice

Some of these policies are offered by specialized companies so be sure to understand the policy and get several quotes before committing to a carrier. Insurance companies that offer commercial services may "bundle" several services together at a lower rate. 

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